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Lesson 36. Personal Finance 101

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Most of us want financial freedom and ways through which we can get out of the rat race, however what I've come to realise is that most of us don't give a damn in pursuing a financial healthy lifestyle by knowing the end game, and taking the necessary steps to achieve this goal. I have come to notice a couple of mistakes that many of us make regarding their finances and today I would like to clarify some of these mistakes and enable us to have a sound financial health status. 1. Not having a financial Plan Most of us do not have a clear strategy on what they are aiming to achieve when it comes to personal finance, we don't have a clear goal and plan on what we need. I have found that having a financial plan is key in helping one to clearly understand how to minimize expenses and ensure that money is allocated appropriately depending on the financial strategy that has been set out.  Having a plan helps you to clarify on your choices, failing to set financial goals...